APA Style

EVANS, D, S., Schmalensee, R. (2004.). Paying with plastic :the digital revolution in buying and borrowing (2nd ed.). Cambridge, Mass. :: MIT Press,.

MLA Style

EVANS, David, S.., Schmalensee, Richard.. "Paying with plastic :the digital revolution in buying and borrowing". 2nd ed. Cambridge, Mass. :: MIT Press,, 2004.. Text.