Text

Banking the World: Empirical Foundations of Financial Inclusion

---

About 2.5 billion adults, just over half the world's adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast "unbanked" population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context. In Banking the World, experts take up these topics, reporting on new research that will guide both policy makers and scholars in a broader push to extend financial markets. The contributors consider such topics as the complexity of surveying people about their use of financial services; evidence of the impact of financial services on income; the occasional negative effects of financial services on poor households, including disincentives to work and overindebtedness; and tools for improving access such as nontraditional credit scores, financial incentives for banking, and identification technologies that can dramatically reduce loan default rates.OCLC-licensed vendor bibliographic record.

---

Availability

No copy data

Detail Information

Series Title

-

Call Number

-

Publisher

Cambridge : The MIT Press., 2012

Collation

1 online resource (vi, 511 pages)

Language

English

ISBN/ISSN

0262305992

Classification

NONE

Content Type

text

Media Type

computer

Carrier Type

online resource

Edition

-

Subject(s)

Finance
Banks and banking
Financial institutions

Specific Detail Info

-

Statement of Responsibility

edited by Robert Cull, Asli Demirg?u?c-Kunt, and Jonathan Morduch.

Other Information

Cataloger

oci

Source

-

Validator

-

Digital Object Identifier (DOI)

https://doi.org/10.7551/mitpress/9517.001.0001

Journal Volume

-

Journal Issue

-

Subtitle

-

Parallel Title

-

Other version/related

File Attachment

Comments

---

You must be logged in to post a comment